If you want to take out a loan for whatever purpose, you shouldn’t lose sight of the loan interest. Cheap loan interest at the bank. If a bank offers the borrower a low-interest loan, the borrower is a person with a good credit rating, for whom the bank does not take any risk when lending. However, the cheapest loan rate cannot be granted if the debtor’s creditworthiness is questionable. Many credit providers therefore quote interest margins in order to be able to offer customers with poor credit ratings.
Interest rates on loans have fallen by 41 percentage points since 2012
The average interest rate for loans fell according to calculations by Dt. DB only 19 percentage points in the same period – from an effective 7.14 to 5.77 percentage points per year. ** Across Lender customers thus received 36 percentage points cheaper loans than consumers in Germany on average last year. “A fully digital online loan business reduces the workload for the bank,” says Christian Nau, Managing Director of Credits at Across Lender.
Comparison from different providers
“We pass this price advantage on to our clients. We are currently offering Germany’s cheapest online loan with a low interest rate of -5 percent. ”Consumers who inquire about a consumer loan can get personal advice from the more than 200 credit experts from Across Lender seven days a week. Across Lender is the largest German comparison portal.
The free online comparison of many providers creates consistent process transparency and consumers can often save several hundred euros by switching. The private customer selects from over 300 car insurance tariffs, over 1,000 electricity and over 850 gas suppliers, more than 30 credit institutions, over 250 telecommunications operators for DSL and mobile telephony, over 5,000 connected shops for electric, household and car tires, more than 150 car rental companies, over 1,000,000,000 hotel complexes, more than 700 airlines and over 90 package tour operators.
The use of the Across Lender comparison calculator and individual advice seven days a week is free of charge for consumers. Across Lender receives a consideration from the suppliers. The Across Lender company, based in Munich, operates across the group with a good 1,000 employees.